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Lease Rental Discounting Loan

We offer lease rental discounting loan wherein we provide a term loan against assured rental receivables from a property owned by you. By availing this loan, you can unlock the value in your existing property and use the money for accelerating business growth, meeting working capital requirements and improving liquidity.

Our experts are readily available to help you apply for a lease rental discounting loan from some of the leading banks and financial institutions.

Why Opt for Lease Rent Discounting?

You can avail lease rental discounting loan for your personal as well as professional needs. If you own a residential or commercial property and if your business is yielding a substantial turnover annually, this short term loan is an effective financial option. The leased property should have a registered agreement between you and the lessee.

Tenure of this term loan is shorter compared to other property-based loans. It is directly linked to the time remaining for the property lease to expire. Loan amount is calculated on the basis of the property’s current market value and its discounted rent potential. Once the loan is approved, the monthly rent gets credited to the lending agency via an escrow account.

Our loan products are designed for self-employed professionals, salaried professionals and self-employed non-professionals who are looking to avail a loan by pledging future rental income of their property to the lender.

Eligibility Criteria

There are several factors on the basis of which eligibility of an applicant is determined:

  • Assets
  • Property value
  • Liabilities
  • Capacity of repaying the loan amount
  • Legal and technical clearance of property title

Salient Features

  • You can avail a maximum loan of Rs. 25 Crores under our lease rental discounting scheme
  • The maximum tenure for availing the loan is up to 15 years
  • Attractive interest rates are offered on the basis of parameters like, loan amount and credit assessment


  • Easy documentation requirements
  • Hassle-free loan application process
  • Quick processing
  • Hassle-free loan transfer from other financial institutions with top-up facility

Door Step Service

JMD Home Loans strives to benefit our customers in as many ways possible. We offer door step services, ensuring quick and hassle-free approval and disbursement of lease rental discounting loan. You don’t have to step out for filing an application or document submission.

Our well-trained representative will be sent to your home or office to assist you in the application procedure. You can reach us at 022-26465900 or email us your lease rent discounting queries at info@jmdhomeloans.com.